Every developer's lightning-enabled bridge between Bitcoin and USD

Liquidity and compliance for Bitcoin applications

Let your users buy and sell Bitcoin instantly while Escher provides KYC-AML, liquidity, and licensing as a service.

Read the docs

How it works

  • 1

    User sees an Escher "liquidity action" button in your app

  • 2

    If they don’t have Escher, downloading and approval takes ~10 seconds

  • 3

    Now they can buy, sell, and pay with USD in your Bitcoin app

Why wallet developers integrate with Escher

  • Zero fees on BTC:USD trades when using an open source wallet.

  • Superior pricing thanks to Escher's wholesale dealer business.

  • Rebates paid in BTC for trades your users make.

  • Instant payment with Zelle, instant BTC delivery.

  • Cash out function for wallets with Point-of-Sale interfaces.

  • Painless 10-second KYC-AML for your users.

Industry-leading security

Our proprietary software library connects to your user's bank account without sensitive information ever leaving their device

  • Login with your online banking credentials

  • Compatible with your bank’s multi-factor authentication

  • Your financial data stays on your device’s encrypted keychain

  • Escher does not store your credentials anywhere

  • 100% PCI-compliant

Features

Liquidity Button: Buy / Sell Bitcoin Button

Built for

Wallet developers

Lightning enabled?

No

Description

Lets user buy Bitcoin and have it delivered to your application

Proprietary code integration required

None

Integration time

About 3 days

Support for custodial applications

Yes

Support for non-custodial applications

Yes

KYC your users will complete

ID photo + Selfie

Limits

Up to $3500 per day *

KYC for developer

None

Developer rebates

Paid in BTC

Fees for developer

None

Fees for your users

None

Liquidity Button: Instant Cashout

Built for

Point-of-Sale developers

Lightning enabled?

Yes

Description

Lets user sell Bitcoin from a Lightning channel into USD, deposited to user's bank account instantly

Proprietary code integration required

None

Integration time

About 2 days

Support for custodial applications

Yes

Support for non-custodial applications

Yes

KYC your users will complete

ID photo + Selfie

Limits

Up to $3500 per day *

KYC for developer

None

Developer rebates

Paid in BTC

Feed for developer

None

KYC for your users

None

Liquidity Button: Pay with Bank

Built for

Lightning wallet & service developers

Lightning enabled?

Yes

Description

Lets user pay a Lightning invoice (or load bitcoin into a Lightning wallet) with USD

Proprietary code integration required

None

Integration time

About 1 day

Support for custodial applications

Yes

Support for non-custodial applications

Yes

KYC your users will complete

ID photo + Selfie

Limits

$350 per transaction **

KYC for developer

None

Developer rebates

Paid in BTC

Feed for developer

None

KYC for your users

None

  • Liquidity action buttons

  • Buy / Sell Bitcoin

  • Instant Cashout

  • Pay with Bank

  • Built For

  • Wallet developers

  • Point-of-Sale developers

  • Lightning wallet & service developers

  • Lightning Enabled?

  • x

  • x

  • Description

  • Lets user buy Bitcoin and have it delivered to your application

  • Lets user sell Bitcoin from a Lightning channel into USD, deposited to user's bank account instantly

  • Lets user pay a Lightning Invoice (or load bitcoin into a Lightning wallet) with USD

  • Proprieratry code integration required

  • Integration Time

  • About 3 days

  • About 2 days

  • About 1 day

  • Support for custodial applications

  • Yes

  • Yes

  • Yes

  • Support for non-custodial applications

  • Yes

  • Yes

  • Yes

  • KYC your users will complete

  • ID photo + Selfie

  • ID photo + Selfie

  • ID photo + Selfie

  • Limits

  • Up to $3500 per day*

  • Up to $3500 per day*

  • $350 per transaction**

  • KYC for developer

  • None

  • None

  • None

    • Developer rebates

    • Paid in BTC

    • Paid in BTC

    • Paid in BTC

    • Fees for developer

    • None

    • None

    • None

    • Fees for users

    • None

    • None

    • None

* Bank limitations may vary.
** Lightning network is still under development.

Want to integrate with Escher or beta test the app?

Fill out our form and let us know how you’d like to get involved.

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Roadmap

Features

  1. Instant Cashout

  2. Pay with Bank

  3. Buy/Sell Bitcoin

  4. Automated Settlement

  5. Wallet Integrations

  6. Dealer Integrations

Regional availability

  • Now available for US customers

States of Operation

  • Alabama
  • Alaska
  • American Samoa
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • District of Columbia
  • Delaware
  • Florida
  • Georgia
  • Guam
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Northern Mariana Islands
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • U.S. Virgin Islands
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Supported banks

  • Bank of America

  • Citibank

  • Chase

  • Wells Fargo

  • Capital One

  • Truist

  • HSBC

  • SunTrust Bank

  • Fifth-Third

  • Keybank

  • Ally

  • Regions Bank

  • US Bancorp

  • TD Bank

  • PNC

As seen on